"Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay: Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92"

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"Credit is subject to creditworthiness and affordability assessments. Missed payments may affect your credit file, future borrowing and incur fees."